Enjoyed your article and the figures you presented to back up your points.

One important thing to bring up however: most folks find it difficult to save money.

Oh, I know priorities and financial planning but face it--saving money is hard, especially now-a-days.

Owning a home is not only a point of enjoyment and pride but also A FORCED SAVINGS PROGRAM.

How many people do you know that, by far, their biggest asset is the equity in their house. If they weren't structured into paying their mortgage each month---they'd have very little on the asset side of their net worth.

Enjoy your beneficial articles about financial planning