Brace yourselves boys and girls by May 3, 2023 you’ll need a photo ID or drivers license with a gold star in the righthand corner to do things that you’re use to doing with zip now

Licenses, passports, non-drivers license ID, the new Real ID; mandatory for interstate air travel starting May, 3, 2023.

They all have one thing in common — a mug shot of the bearers that almost everybody feels portrays them at their worst.

Would you date the person in that picture? Would you want to find yourself in the same room as that person?

Where have you seen that person before — maybe on a post office wall?

The other day I experienced what…

Lease, Lend and Live; a more comfortable alternative for many thoughtful investors.

Decades ago Edward McCaffery, a professor at the University of Southern California’s Gould School of Law coined the phrase Buy, Borrow,Die because he noticed certain tax law doctrines could benefit the wealthy.

Relatively recent reveals multi billionaires like, Bezos, Musk, Icahn and the guy who’d love to be — Trump, paid little to no taxes for years. The phrase has become a mantra for investment advisors to the wealthy. …

The answer may surprise you!

Those who aren’t, often look at those who are — with envy.

What a life millionaires must lead. When I make mine, I’ll have a lifestyle like they do, you fantasize.

Ya know something? Most thousandaires live like millionaires already. They just don’t realize it. Are you one of them?

The results of a study of lifestyle activities of millionaires:a twelve-month diary in which is listed activities millionaires participated during the past year

Activity/lifestyle orientation…..Percentage…..Rank

Consulting with tax expert…………..85%…………1

Going to museums……………………81%…………2

Community/civic activities………….68%………….3

Gardening…………………………….67%………….4

Raising funds for charity…………….64%…………..5

Attending pro sports…………………62%…………..6

Trade/professional assoc. acivities….61%…………..7

…

I’m convinced the glue that holds families together are traditions.

There are anthropological traditions, both religious and other holidays on the calendar, that give us a suggested way of celebrating: turkey on Thanksgiving, gift giving under the tree on Christmas, church celebration and colored eggs on Easter. These institutionalized traditions help us create future memories with our family members.

Then there are traditions, unique to certain families, that are carried on without the excuse of a vacation, holiday or religious observance but out of necessity. …

Not to worry, he gave me a new one.

Who could be calling me at eight o’clock in the morning with something so important that I should get out of the bath tub and answer the phone?

I almost always get up at 6 am. I spend 72 minutes on the recumbent bike and 22 minutes on the elliptical. With daily exercise out of the way, I take a bath with the idea of doing very little physically the rest of the day.

Works for me, been doing it for years. Pushing 80 and still pushing.

Did I mention, like…

There, sitting in my office that day staring at the two pill bottles one containing Warfarin (Coumadin) tablets of 5 mgs and the other 2 mgs.. Which pills did I just take?

This story is the beginning of almost my end. It all started when I was in my early 60’s on a routine wellness visit to my doctor.. My long time GP, with whom I’d grown quite close suggested that I see a cardiologist. In his words, “Brian, I think you’re old enough to have your own cardiologist!” …

Does beauty make a woman as desirable to a man as his wealth may attract her?

Are there traits that are more important than either physical appearance or wealth in a long term relationship?

An article in The Atlantic Magazine points out that beauty and wealth were not the number one attraction that draw people together. “Kindness and understanding” took the day followed by “exciting personality” and then “intelligence.”

Men did valued “physical attraction” more than women did and women were attracted to “superior earning capacity” more than men in the Atlantic survey.

The article pointed out, however, that people…

It’s been almost 50 years since I took that fateful walk around the block and made my decision.

I’d passed my Series 7 Exam to be accredited to handle investment planning for the largest brokerage firm in Philadelphia, Ronson & Co*

The year was 1973.

During, what was considered in the field an excellent training program , we trainees learned that in order to deliver your mission of helping people with their retirement planning we had to look the part.

Nicely dressed, suit and tie on appointments ( dress for success).

High end car to make sure clients saw success…